Independent rate marketplace — updated weekly.
Every rate.
Every week.
One marketplace.
We track the best rates across savings, CDs, mortgages, auto, personal loans, and credit cards — then rank the lenders worth your time. No banner-ad bias. No rate-quote spam.
This week on the floor
Browse the marketplace
Eight stalls. Every household rate that matters. Pick a counter and we'll tell you who's worth your time this week.
Savings
High-yield savings accounts ranked weekly.
CDs
1-year, 2-year, 5-year — the ladder rebuilt monthly.
Mortgages
30-year, 15-year, FHA, VA, jumbo — best lenders by tier.
Refinance
Cash-out, rate-and-term, and break-even math.
Auto Loans
New, used, and the credit-union edge most miss.
Personal Loans
APRs from 6% to 36% — and which lender is honest about it.
Credit Cards
0%-APR transfers, cash back, travel — what's actually best.
HELOC
Lines of credit, draw periods, and current rate windows.
Issue 047 · MonThe Weekly Rate Floor
The Weekly Rate Floor
Every Monday morning, one short email: the top three rates that beat the market this week, the one that's no longer worth your time, and the loan-rate window we think is closing. No fluff. Free.
Why readers trust the floor
RatesBazar is an independent rate marketplace. We track every rate that matters in a household — savings, CDs, mortgages, refinance, auto loans, personal loans, credit cards, and HELOCs — then rank the lenders worth your time. No placement fees. No rate-quote spam.
No placement fees.
We don't take money from lenders to rank them. The only thing that moves a lender up our list is the rate they offer your household.
Refreshed weekly.
We re-pull every rate Sunday night so Monday morning's marketplace reflects what banks are actually advertising — not last quarter's screenshot.
We tell you when to skip.
Dud rate? Hidden fee? Disappearing teaser? We mark the lenders we removed from the floor and explain exactly why.