We built a marketplace,
not a banner farm.
RatesBazar is an independent rate marketplace. We track every rate that matters in a household — savings, CDs, mortgages, refinance, auto loans, personal loans, credit cards, and HELOCs — then rank the lenders worth your time. No placement fees. No rate-quote spam.
A bazaar, not a billboard.
RatesBazar started in early 2025 with a frustration shared by every household in America: the rate you Googled was never the rate you actually got. Banner-ad comparison tables ranked lenders by who paid the most, not by who offered the most. Aggregators padded their pages with "rates" that were six months old. And none of them tracked the entire household stack — savings, CDs, mortgages, auto, cards, HELOCs — in one place.
So we built the marketplace we wanted. Eight stalls. One Monday-morning newsletter. Editors who used to work the rate desk at banks, brokerages, and credit unions — and who had walked away because they wanted to write the truth without the compliance department softening it.
Today RatesBazar tracks 800+ rates across eight categories every week, and ranks them with no placement fees, no rate-quote spam, and no "verified by our trusted partners" wink-wink seal. If a lender's rate is good, we say so. If it's bad, we tell you which lender to walk past.
Five rules of the floor.
- 01
We don't accept payment for placement.
Lenders cannot pay to be ranked higher, featured, or excluded. They cannot pay us to soften a review. They can buy display advertising, like at any newspaper — and that buy gets them an ad slot, not a star.
- 02
Affiliate disclosure is at the top.
When a review contains an affiliate link, we say so on the page itself, not in 6-pt type at the bottom. The link is the same whether we earn a commission or not.
- 03
Rates are dated.
Every rate on RatesBazar is stamped with the day we pulled it. We re-pull every Sunday night. If a rate is older than two weeks we mark it stale.
- 04
We publish takedowns.
When a lender we previously ranked changes its terms, vanishes a teaser, or starts denying customers it used to approve, we publish a 'removed from the floor' note explaining why.
- 05
Corrections live forever.
If we get a number wrong, we leave a clearly labeled correction at the bottom of the article. We don't quietly edit posts.
Who's writing.
Everything on RatesBazar is published under one desk byline, The RatesBazar Desk. We don't attach individual names or personal credentials to our articles — check any figure against the provider before you act.
Want the floor in your inbox?
The Weekly Rate Floor lands every Monday. Three rates worth your time, one to skip, and the loan window we think is closing. Free.
Contact
Editorial: editors@ratesbazar.com
Privacy: privacy@ratesbazar.com
Or browse every rate on the floor.